Real estate appraisal services for homeowners in the city of Myrtle Beach and Horry County

The top reasons SC homeowners order from Rick Miller :

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Horry county's assessment of your propertyworth
Remove PMI to lower your mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a SC divorce, when real estate needs to be divided
Determine the true market value of property in question to settle an estate in SC

Need help deciding the value of your house in or near Myrtle Beach, SC?
Contact Rick Miller .

We at Rick Miller understand the particular needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular consumer that probably doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping homeowners just like you rid themselves of unnecessary PMI insurance.

Challenge Tax Assessment

Lets say you live in an area that's going down -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Rick Miller is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Rick Miller can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd like to have a veteran appraiser double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Rick Miller can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.